Life Assurance

(Level Term Assurance to cover Death)

Provides your family with cash lump sum if you were to die, giving them financial security.

It is simple straightforward Life Cover. Level Term Assurance which is paid on Death.

Level Term Assurance Policy Features

·          A policy that is fixed for a number of years.

·          A guaranteed sum assured (amount of cover) paid on death during the fixed term.

·          No cash in value at any time.

·          No surrender value.

·          Level Premiums throughout the term.

Level Term Assurance Policy Benefits

·          Low cost life cover for family protection.

·          Low cost life cover for interest only mortgages

·          Can be purchased with or without critical illness cover.

·          Normally includes terminal illness benefit as part of the standard policy.

·          Simple, straightforward life insurance.

Level Term Assurance Policy Limitations

·          You may want to extend the term, but this is not possible.

·          You may be ill at the end of the plan and unabled to further cover.

·          No investment element.

·          The fixed sum assured will not take account of inflation.